Legal
Terms of Service
Effective date: February 19, 2026
These Terms govern your use of BorrowHive. By using BorrowHive, you agree to these Terms and to our Privacy Policy.
1. Payment Processing (Stripe)
Payment services for BorrowHive are provided by Stripe. If you list tools, receive payouts, or submit payments, you may be required to create or maintain a Stripe Connected Account.
2. SMS Communications (Twilio)
BorrowHive uses Twilio as an SMS delivery provider for account verification and transactional notifications.
- By opting in, you consent to receive SMS messages from BorrowHive at the mobile number you provide.
- Message frequency varies.
- Message and data rates may apply.
- Reply STOP to cancel and HELP for help.
- Consent is not a condition of purchase.
- Mobile opt-in data is not shared with third parties for their independent marketing purposes.
- Wireless carriers are not liable for delayed or undelivered messages.
3. Email Communications (Mailgun)
BorrowHive uses Mailgun as an email delivery provider for transactional and marketing communications.
- Marketing emails include an unsubscribe link.
- BorrowHive honors unsubscribe requests and suppression preferences.
- You may still receive service-critical transactional emails even if you unsubscribe from marketing communications.
4. Contact
Questions about these Terms can be sent to legal@borrowhive.com.